At any time there are around five million CCJs in issue, so if you have one or have had one in the past, you are not alone. You may, though, be finding it difficult or expensive to obtain a mortgage or remortgage. But with reliable information and the right advice, you will normally be able to find a lender prepared to offer you a mortgage either if you have satisfied your CCJs or even if you have not.
Mortgages for people with CCJs - what's on offer
Each lender will consider your situation differently and they may look at a number of factors. If your credit history is judged to be poor, some lenders may be willing to lend to you, but at a higher-than-normal interest rate. Others may be prepared to ignore minor credit problems in the past if all other aspects of your application, such as your employment history, income and record of making mortgage or rental payments are good.
Mortgage Dimensions makes finding a mortgage with a CCJ easier for you...At Mortgage Dimensions we have access to these schemes, some of which will not be found on the high street, and can advise you on the options available. It makes sense to take advantage of our expertise and inside knowledge of the mortgage market, so contact us to discuss your situation without obligation. Not only can we recommend the CCJ mortgage product most appropriate to your needs, but we'll look after your application throughout the whole process, from beginning to end, ensuring that everything goes smoothly, with the minimum of fuss and no delay....and there's no fee for out service!
Enquire online or call to talk to us on
0845 021 0212
The overall cost for comparison is 6.3% APR. The actual rate will depend on your circumstances. Please ask for a personalised illustration.
